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a flooded basement with water and vaccuum

Spring Thawing; Protect your home from flooding

According to the Global Risk Institute the costliest impact of climate change affecting Canadians isresidential basement flooding. With springtime on the horizon homeowners need to be cautious as therise in temperature could result in spring thawing and lead to flooding. Living near bodies of water,creeks, and rivers escalate the risk

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furnace filter

Winter Home Maintenance

During winter, many homeowners are taking the necessary steps to protect the outside of their homesfrom extreme weather. But, what about the inside? Ensure you remain comfortable and safe when thetemperatures drop by taking a few proactive steps and brushing up on safety measures. Then, you canhunker down and enjoy

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work from home

Do I need extra coverage now that I work from home?

It has been almost a year since the first COVID lockdown. Since that time many workers have transitioned to working from home setting up temporary office space within their home. With the work from home movement becoming more long term or permanent it is a good time to check with

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Beautiful exterior of newly built luxury home. Yard with green grass and walkway lead to ornately designed covered porch and front entrance.

Do I Have Enough Coverage on my Home?

Your home is likely your most valuable asset and as such it’s very important that you have it insured for an accurate replacement value. There is quite a bit of information required in order to accurately determine the replacement cost of your home. Your broker will ask you for the

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firepit

Backyard Fireplace Safety

Backyard fireplaces and heaters have become more popular due to COVID19 as people look for more things to do at home and ways to safely visit with family and friends. While they are a great way to extend the outdoors there are some precautions to take so that you do

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two man using saw to cut wood while doing home improvement

What you Should Know before Renovating

Whether you are starting a major project or updating the look of your home, renovations may affect your home insurance. Following these steps before renovations start will help ensure that your biggest investment is always properly protected. Research potential contractors Check their qualifications, references and request proof that they have

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keys & house

Home Sharing & Your Insurance

What started as a way for roommates to cover their rent has now turned into a $31 billion dollar company. If you are one of the many people renting out a portion of your home to make some extra cash, have you told your insurance broker or insurance provider? Renting

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snowy city street during a winter storm

How to Prepare for a Winter Storm

A winter storm can cause widespread power outages and leave you stranded at home for days without access to community services. Be better prepared this winter by following these preparedness tips. Know Winter Storm Warning Levels Becoming familiar with these terms will help you determine if you need to prepare

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Shoveling snow to find car

Winterizing your Home & Vehicle

The first official day of winter is just around the corner and with snow starting to fall it is time to make sure that you are ready for the sleet, ice, wind and snow to come.  These simple tips from the Insurance Bureau of Canada can help you prepare your

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Roof Covered with Snow

Managing snow loading

It’s the middle of winter with lots of snow and cold weather yet to come! While a fresh blanket of snow can be a pretty sight it can also result in serious damage to buildings. A cubic foot of snow can weigh between 7 and 30 pounds depending on if

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