Motorcycle Insurance for Riders in Ottawa
Accidents happen
Enjoy the wind brushing past you and your motorcycle knowing it’s covered from unexpected bumps in the road. Our personalized insurance plans are designed for you to enjoy your ride to its fullest, worry free!
Required Motorcycle Insurance
- Basic Accident Benefits
- Third Party Liability
- Uninsured Motorist
- Direct Compensation Property Damage
Optional Motorcycle Insurance
- Comprehensive Coverage
- Collision Coverage
- Specified Perils Coverage
How to Choose the Right Motorcycle Insurance Coverage
Choosing the right motorcycle insurance begins with looking beyond the minimum requirements.
Our team helps you consider factors such as:
- How often you ride: Frequent riders may want broader protection than someone who rides only occasionally.
- Where you ride: Your usual routes and riding environment can matter when discussing coverage.
- Your motorcycle’s value: Think about what it could cost to repair or replace your bike after a covered loss.
- Your personal circumstances: Your riding experience and insurance history may also be considered when arranging coverage.
At Craig Hamilton Insurance, we take the time to understand your situation before discussing your options. We explain coverage in straightforward terms so you can decide with confidence, without unnecessary pressure.
Motorcycle Insurance for Different Types of Riders
Not every rider uses a motorcycle in the same way. Some enjoy weekend rides around Ottawa, while others use their motorcycle regularly for commuting or longer trips. New riders may also have different considerations from those who have spent years on the road.
Your riding habits influence the type of protection you may want. Someone who rides occasionally may approach coverage differently from someone who relies on their motorcycle throughout the season. If you already have auto insurance, our team will also help you understand how your motorcycle policy fits with your existing insurance needs. At Craig Hamilton Insurance, we look at the details of how you ride rather than assuming one approach works for everyone.
Have questions about your options? Contact our team today or use our live chat to speak with our team. We’re happy to help you understand your motorcycle insurance choices in Ottawa and throughout Ontario.
Contact one of our experience brokers today to discover your own personalized insurance plan
Frequently Asked Questions
Can I get motorcycle insurance as a new rider?
Yes. New riders can explore motorcycle insurance options based on their individual circumstances. Our team will explain the factors that may affect your coverage and premium, helping you understand your options before choosing a policy.
What information do I need to provide when getting this insurance?
When arranging insurance, our team will ask for details that give us a clear understanding of your circumstances. This may include details about your motorcycle and riding history, along with how you use the bike throughout the year. We may also discuss where you keep it when you are not riding. Providing accurate information from the start gives our brokers a solid basis to discuss coverage and answer questions about your policy.
What should I consider when insuring a newly purchased motorcycle?
Before taking your new motorcycle on the road, arrange appropriate insurance and provide your broker with accurate details about the bike. If you are replacing an existing motorcycle, let our team know so we can review the change and discuss how it affects your policy. This gives you a chance to address any coverage questions before you start riding your new motorcycle.
Ask About Motorcycle Insurance
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