your insurance professionals
a red umbrella with rain drops

What is Umbrella Coverage and Why you Need it

What is it? No we are not talking about buying insurance coverage for the umbrella sitting in your closet. Personal Umbrella coverage is liability coverage that kicks in when the liability coverage you have on your existing auto or property policy is exhausted. It helps cover legal fees associated with

Read More »
Roof Covered with Snow

Managing snow loading

It’s the middle of winter with lots of snow and cold weather yet to come! While a fresh blanket of snow can be a pretty sight it can also result in serious damage to buildings. A cubic foot of snow can weigh between 7 and 30 pounds depending on if

Read More »
Car accident involving two cars on the road

Study Shows Collisions on the Rise

The 2017 Safe Driving Study shows an overall increase in collisions across the country with Ontario making the top 3 of the province with the most claims between 2013 and 2017. In the last 4 years Stittsville has become a safer place to drive with a 24% decrease in the number

Read More »
Computer Coding on black screen

PRIVACY BREACH COVERAGE

If you have recently renewed or purchased a commercial insurance product, chances are your broker brought up the topic of purchasing privacy breach coverage.  Insurers have responded to the increase in breaches by developing products to help address some of the costs their customers face following a breach. Coverages available

Read More »
cannabis plant close up

Cannabis Legislation & Your Insurance

As of October 17, 2018 cannabis is now legal in Canada. So what does this mean for your insurance? Personal Property Insurance Traditionally property insurance policies denied coverage for dwellings where there were cannabis grow operations including the dwellings of people growing it legally for their own personal medical reasons.

Read More »
Modern wooden coffee table and cozy sofa with pillows. Living room interior and home decor concept

5 REASONS TO PURCHASE TENANT’S INSURANCE

It is that time of year again when students are packing up and moving away for college or university. An important item often left off of the moving to-do list is tenant’s insurance. Need some convincing that you require coverage even though you do not own the place? Here are

Read More »
Dock at Sunset

TIPS FOR OPENING YOUR COTTAGE

The May long weekend marks the beginning of cottage season for many. Here are some tips to help you get your cottage ready for a fun filled summer!  PLAN AHEAD Nothing is worse than spending two hours in cottage bound traffic only to realize that half of what you need

Read More »
Hands linked together

JOIN OUR TEAM!

Craig, Hamilton insurance Brokers is a well established insurance brokerage that has been serving Ottawa and the surrounding area since 1974.  We sell, service and advise on both personal and commercial lines insurance. Responsibilities  handle an existing book of personal lines business  respond and provide advice to clients and insurance

Read More »
Motorhomes in a row

HAVING THE RIGHT INSURANCE WILL MAKE YOU A HAPPY CAMPER

When someone mentions that they are going camping you might envision this:             However Canadians are increasingly opting for more comfortable options such as a vacation trailer or motorhome. According to the Canadian Recreational Vehicle Association RV wholesale shipments in Canada increased 28.37% in 2017.

Read More »
Grey cat playing with water

UNUSUAL INSURANCE CLAIMS

Insurance claims, while inconvenient, are normally straightforward affairs. Your car has been stolen or damaged in an accident. Your home has sustained damage due to a burst pipe or fire. These are arguably among the main reasons why people purchase insurance in the first place. But every so often the

Read More »