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a high rise fire with a fireman on a ladder

High Rise Fire Safety Tips

This is fire safety week. With more people living in high rise apartments and condos its important to know what to do if a fire occurs in your building. Here is how to best protect yourself and those around you: If there is a Fire in your Unit What to

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Black luxury car at byroad in autumn time

Ontario Driver’s License System Explained

What license do I require? What are the restrictions on this license? These are questions we hear often from parents of new drivers and from drivers moving from outside of the province.  Below is a list of the various class of licenses in Ontario and some of their restrictions. CLASS

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building site

Builder’s Risk Policies

You have the plans, the permit and the material is ready to be delivered, but do you have insurance? Purchasing insurance is an integral part of your project. Losses incurred during the construction process can be financially devastating. Whether you are building new or renovating an existing building, you should

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a police vehicle with lights activated on the roof

The True Cost of a Traffic Ticket

We hear it often, “But it was just a minor ticket!” At the time a minor ticket might appear to be just that, until you receive your insurance renewal. Most companies include a minor conviction discount in your premium. This discount can be up to 15% and all it takes

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the outside of a building showing service lines

Service Line Coverage

As a homeowner you are responsible for the underground service lines that run from the city property line to your home.  These lines include your water line, electrical/telecom line and sewer line and can become costly to repair or replace. Your standard home insurance policy does not cover you for

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warehouse

5 Sources of Product Loss & Prevention Tips for Wholesalers

Product: Fires, floods and other natural disasters can take out your inventory in a matter of minutes. To reduce the risk make sure you have a fire prevention strategy in place, an emergency response plan and strong housekeeping and maintenance practices. Theft: Warehouses are at a high risk for burglary

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mature man driving speedboat on a lake at sunset

Severe Weather Preparedness for Boaters

Boating is fun way to enjoy the warm temperatures of spring and summer. But it is also an activity that takes place when we tend to have more severe weather. Having a plan and preparing your boat ahead of severe weather will help ensure that you get to enjoy the

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toronto condos

Understanding Condo Insurance

Condo insurance is one of the more complicated personal property insurance policies out there. Coverages is obtained under two separate policies. One which is purchased by you the condo owner and the other by the condo corporation. What is Covered? Condominium Corporation’s Policy The buildings that make up the condo

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a storefront building with a bicycle parked outside

Q & A for Small Business Owners

Operating a small business comes with enough risk that you should not be worried what will happen if the worst were to occur. Your commercial insurance policy should provide you with some peace of mind that you can recover from a loss.These are some of the questions we are commonly

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Black luxury car at byroad in autumn time

Defensive Driving Tips

Defensive driving techniques can help you proactively avoid accidents and the costly repairs. 1 Assume the people around can’t drive. The concept behind defensive driving is that drivers will make predictable mistakes so if you are expecting them you will be able to avoid an accident. Chances are if another

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