Condo insurance is one of the more complicated personal property insurance policies out there. Coverages is obtained under two separate policies. One which is purchased by you the condo owner and the other by the condo corporation. What is Covered? Condominium Corporation’s Policy The buildings that make up the condo
Operating a small business comes with enough risk that you should not be worried what will happen if the worst were to occur. Your commercial insurance policy should provide you with some peace of mind that you can recover from a loss.These are some of the questions we are commonly
Defensive driving techniques can help you proactively avoid accidents and the costly repairs. 1 Assume the people around can’t drive. The concept behind defensive driving is that drivers will make predictable mistakes so if you are expecting them you will be able to avoid an accident. Chances are if another
Secure Your Wi-Fi Network Be sure to set a unique password for your Wi-Fi instead of using the generic one that comes with the router. Maintain Regular Hours Set a schedule for when you will be working, dealing with the kids or getting things done around the house and try
It has been almost a year since the first COVID lockdown. Since that time many workers have transitioned to working from home setting up temporary office space within their home. With the work from home movement becoming more long term or permanent it is a good time to check with
Your home is likely your most valuable asset and as such it’s very important that you have it insured for an accurate replacement value. There is quite a bit of information required in order to accurately determine the replacement cost of your home. Your broker will ask you for the
Backyard fireplaces and heaters have become more popular due to COVID19 as people look for more things to do at home and ways to safely visit with family and friends. While they are a great way to extend the outdoors there are some precautions to take so that you do
Whether or not your business has to close down due to a pandemic or as a result of a claim there are steps you need to ensure a smooth reopening. Create a Risk Management Plan If you did not already have one in place, now is a good time to
Telematics is a computerized source of data collection. Insurance companies have started to use this technology to create apps which can collect information on your driving habits with the incentive of lower premiums. How Much Can I Save? When you first enroll in the programs you will receive a discount
This year has been challenging for everyone. With the holiday season upon us we are missing our normal gatherings and looking for ways to make the virtual get together. Here are some ideas to keep your virtual party from being just another Zoom call. For the Foodie Cookie Decorating Have