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4 Things to do Before you Leave on Vacation

It’s the star of a new year and many of us in Ottawa are looking to break up the long cold winter with a trip to a sunnier destination. Before you leave, here are some tips to protect your home and car while you are gone: Make your Home Look

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Shoveling snow to find car

Winterizing your Home & Vehicle

The first official day of winter is just around the corner and with snow starting to fall it is time to make sure that you are ready for the sleet, ice, wind and snow to come.  These simple tips from the Insurance Bureau of Canada can help you prepare your

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Person breaking into car

How to Protect your Car against Theft

Automobile theft costs Canadians an estimated $1 billion a year. Here are some tips to help you avoid your car becoming part of that statistic: Park Smart: If you have a garage, use it. If you must park outside, be sure to park in well-lit areas and use your parking brake.

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a red umbrella with rain drops

What is Umbrella Coverage and Why you Need it

What is it? No we are not talking about buying insurance coverage for the umbrella sitting in your closet. Personal Umbrella coverage is liability coverage that kicks in when the liability coverage you have on your existing auto or property policy is exhausted. It helps cover legal fees associated with

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Car accident involving two cars on the road

Study Shows Collisions on the Rise

The 2017 Safe Driving Study shows an overall increase in collisions across the country with Ontario making the top 3 of the province with the most claims between 2013 and 2017. In the last 4 years Stittsville has become a safer place to drive with a 24% decrease in the number

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cannabis plant close up

Cannabis Legislation & Your Insurance

As of October 17, 2018 cannabis is now legal in Canada. So what does this mean for your insurance? Personal Property Insurance Traditionally property insurance policies denied coverage for dwellings where there were cannabis grow operations including the dwellings of people growing it legally for their own personal medical reasons.

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Modern wooden coffee table and cozy sofa with pillows. Living room interior and home decor concept

5 REASONS TO PURCHASE TENANT’S INSURANCE

It is that time of year again when students are packing up and moving away for college or university. An important item often left off of the moving to-do list is tenant’s insurance. Need some convincing that you require coverage even though you do not own the place? Here are

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Dock at Sunset

TIPS FOR OPENING YOUR COTTAGE

The May long weekend marks the beginning of cottage season for many. Here are some tips to help you get your cottage ready for a fun filled summer!  PLAN AHEAD Nothing is worse than spending two hours in cottage bound traffic only to realize that half of what you need

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Grey cat playing with water

UNUSUAL INSURANCE CLAIMS

Insurance claims, while inconvenient, are normally straightforward affairs. Your car has been stolen or damaged in an accident. Your home has sustained damage due to a burst pipe or fire. These are arguably among the main reasons why people purchase insurance in the first place. But every so often the

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Top of Police Car

Demerit Points, Convictions and Your Insurance

A common misconception is that your auto insurance rates will improve as the demerit points on your driving record are reduced. This is not the case. Insurers are not concerned about how many or how few demerit points you have. What they do care about are the number and type

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