your insurance professionals
two young women parked along the road reading a road map

Planning your Next Road Trip

A little forward planning can make the difference between an enjoyable road trip and a disastrous one. Before heading out, ensure your vehicle is up to the task. Book an appointment with your mechanic at least a few weeks in advance to ensure all fluids (oil, washer fluid, etc.) are

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a police vehicle with lights activated on the roof

The True Cost of a Traffic Ticket

We hear it often, “But it was just a minor ticket!” At the time a minor ticket might appear to be just that, until you receive your insurance renewal. Most companies include a minor conviction discount in your premium. This discount can be up to 15% and all it takes

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Black luxury car at byroad in autumn time

Defensive Driving Tips

Defensive driving techniques can help you proactively avoid accidents and the costly repairs. 1 Assume the people around can’t drive. The concept behind defensive driving is that drivers will make predictable mistakes so if you are expecting them you will be able to avoid an accident. Chances are if another

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interior of a vehicle with gps showing on a mobile phone

Telematics Q&A

Telematics is a computerized source of data collection. Insurance companies have started to use this technology to create apps which can collect information on your driving habits with the incentive of lower premiums. How Much Can I Save? When you first enroll in the programs you will receive a discount

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a man using a mobile phone with uber on the screen

Uber Coverage Explained

Uber drivers have some coverage through Uber’s commercial policy with Intact Insurance. Here is how it works. Uber’s commercial policy with Intact is broken down into three phases. Phase 1 is when an Uber driver is logged into the Uber app and is available to accept passengers. Phase 2 is

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Shoveling snow to find car

Winterizing your Home & Vehicle

The first official day of winter is just around the corner and with snow starting to fall it is time to make sure that you are ready for the sleet, ice, wind and snow to come.  These simple tips from the Insurance Bureau of Canada can help you prepare your

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Person breaking into car

How to Protect your Car against Theft

Automobile theft costs Canadians an estimated $1 billion a year. Here are some tips to help you avoid your car becoming part of that statistic: Park Smart: If you have a garage, use it. If you must park outside, be sure to park in well-lit areas and use your parking brake.

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Car accident involving two cars on the road

Study Shows Collisions on the Rise

The 2017 Safe Driving Study shows an overall increase in collisions across the country with Ontario making the top 3 of the province with the most claims between 2013 and 2017. In the last 4 years Stittsville has become a safer place to drive with a 24% decrease in the number

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cannabis plant close up

Cannabis Legislation & Your Insurance

As of October 17, 2018 cannabis is now legal in Canada. So what does this mean for your insurance? Personal Property Insurance Traditionally property insurance policies denied coverage for dwellings where there were cannabis grow operations including the dwellings of people growing it legally for their own personal medical reasons.

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Grey cat playing with water

UNUSUAL INSURANCE CLAIMS

Insurance claims, while inconvenient, are normally straightforward affairs. Your car has been stolen or damaged in an accident. Your home has sustained damage due to a burst pipe or fire. These are arguably among the main reasons why people purchase insurance in the first place. But every so often the

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