Auto Insurance

Experience Personalized Automobile Insurance Plans in Ottawa
As your local, family-run independent brokerage, we take the stress out of shopping for coverage by comparing options to find you the best protection at the right price. Residents of Ottawa know the value of having a neighbor in their corner. While many large companies offer generic policies, Craig Hamilton focuses on the small details that matter to Ontario drivers.
Find Your Best Rate on Automobile Insurance
Our loyalty belongs to you, not a specific insurance carrier. When you are looking for automobile insurance, we provide a significant advantage by shopping through our network of trusted providers. We compare high-quality automobile insurance services to ensure you never overpay for the coverage you need. Whether you are commuting down Carling Avenue or taking a weekend trip across Ontario, our goal is to find the perfect fit for your family’s budget and lifestyle.
Experience Personalized Auto Insurance Plans
Tired of being treated like a policy number? At Craig Hamilton, we maintain a small-town feel despite being in the big city. When you reach out, you speak with a professional auto insurance broker who understands the unique needs of Ottawa residents. We offer the convenience and personalized auto insurance plan advice that national call centers can’t match.
Trust Our Local Insurance Expertise
Serving our neighbors in Ontario is what we do best. We are proud to be a full-service broker specializing in protecting your most valuable assets. Because we strictly service Ontario residents and businesses, we have a deep understanding of provincial regulations and local driving conditions.
Don’t guess if you have the right coverage. Let us prove the value of a dedicated broker. Contact us today or engage with our Live Chat widget to get started.
Accidents happen
Accidents happen. At Craig Hamilton we work with you to tailor your insurance giving you the peace of mind that you are covered by a plan that takes care of everything you need. Whether your car is used for a daily commute, running errands or a classic/antique that you like to show off in the summer our brokers will help you find a solution.
Required Automobile Insurance
- Third Party Liability
- Basic Accident Benefits
- Direct Compensation Property Damage
- Uninsured Motorist
Optional Automobile Insurance
- Comprehensive Coverage
- Collision Coverage
- Increased Accident Benefits
- Specified Perils
- Accident Forgiveness
- Loss of Use (provides you with a rental)
- Damage to non-owned automobile (physical damage on a rental car)
- Waiver of Depreciation
- Replacement Cost
Contact one of our experience brokers today to discover your own personalized insurance plan
Frequently Asked Questions
What is the difference between collision and comprehensive coverage?
Collision coverage pays for damage to your vehicle resulting from a rollover or impact with another vehicle or object. Comprehensive coverage protects against non-collision events such as theft, vandalism, fire, or glass damage.
How does a deductible affect my auto insurance premium?
A deductible is the amount you pay out of pocket before your insurance coverage kicks in. Generally, choosing a higher deductible will lower your monthly premium, while a lower deductible will increase it.
Can Craig Hamilton Insurance Brokers help high-risk drivers in Ontario?
While our brokerage can serve high-risk clients, our primary focus is on helping standard residents and businesses find competitive rates. We evaluate every situation individually to provide the most helpful guidance possible.
What is Third Party Liability coverage in Ontario?
This mandatory coverage protects you if you are involved in an accident where you are held legally liable for injury or death to another person. It also covers damage to someone else’s property.
What are Accident Benefits?
Accident Benefits provide compensation if you are injured in an automobile accident, regardless of who caused it. This can include items like medical rehabilitation, income replacement, and other non-earner benefits.
Ask About Auto Insurance
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